Money

With icy 気温s 予報するd for the coming days and the chilly 条件s 推定する／予想するd to 原因（となる） disruption on the roads, now is the time to make sure you and your モーター are winter ready. But what are the 絶対の 必須の things every driver needs to be ready for the coldest part of the year? To help you get your ducks in a 列／漕ぐ／騒動, here's our 最高の，を越す 10 tips.

存在 dazzled by oncoming headlights is becoming an 増加するing 問題／発行する for 運転者s. An RAC 投票 this year 設立する that nine in ten drivers have been 一時的に blinded on the road in the previous year. But how can you go about 限界ing the 衝撃 of headlight glare? Here's our tips.

所有物／資産／財産 asking prices fell by more than £5,000 on 普通の／平均（する） this month, によれば Rightmove. The typical newly-名簿（に載せる）／表（にあげる）d home for sale fell in price by 1.4%, an 普通の／平均（する） of £5,366, the 所有物／資産／財産 website 明らかにする／漏らすd. The 落ちる 代表するs a bigger 減少（する） than what's normal at this time of year, which Rightmove せいにするs to pre- and 地位，任命する-予算 jitters.

Married couples and civil partners can 相続する from each other 解放する／自由な of 相続物件 税金. That means that when a partner dies, the 生き残るing one does not 直面する a 税金 法案 on their 株d home and 貯金. But siblings who live together in old age are not afforded the same 保護 and are 扱う／治療するd like everyone else, meaning their whole 広い地所 is 潜在的に liable to IHT. Like long-称する，呼ぶ／期間／用語 cohabitees, if a sibling dies, they 直面する a hefty 法案 and if they don't have the 基金s to 支払う／賃金 it, they will be 軍隊d to sell the home to cover costs.

There are no prizes for guessing the （ドイツなどの）首相／（大学の）学長's favourite word. In Rachel Reeves's first 予算 speech, she said 'growth' 31 times - the 同等（の） of almost once every two minutes. And by last week, her use of it was starting to look borderline obsessive. Her first Mansion House speech in the City was not half an hour long but she crammed in 41 について言及するs of 'growth'. It is becoming ますます （疑いを）晴らす the （ドイツなどの）首相／（大学の）学長 推定する／予想するs every 面 of the economy and all areas of society to 料金d her growth fixation. (Whether she is supporting them to do so is another 事柄.)

Our reader smelled a ネズミ - and yes, it's a pretty big one. All of this is a 詐欺. I did ask the FCA if it had traced the fraudsters, and if it planned any 活動／戦闘 over their website and phone providers. It did not 答える／応じる. What is （疑いを）晴らす, though, is that fraudsters are still running （犯罪の）一味s 一連の会議、交渉／完成する those whose 役割 it is to stop them. Far tougher 活動／戦闘 is needed. Fraudsters are not romantic コマドリ Hood 人物／姿／数字s. They are thieves.

労働 is considering ways to help struggling car 製造者s 会合，会う electric 乗り物 sales 的s by looking into '柔軟性s', as 製造業者s 警告する of pulling 生産／産物 from the UK. 輸送（する） 長官 Louise Haigh (pictured 権利) and 商売／仕事 長官 Joshua Reynolds will 会合，会う with car 産業 代表者／国会議員s on Wednesday to discuss ways to help beleaguered 会社／堅いs 会合，会う the strict 無 放出／発行 乗り物 委任統治（領） thresholds introduced this year. Many car 製造者s are struggling to 会合，会う the 委任統治（領）'s binding 的s, which this year 要求するs more than a fifth of all sales by mainstream 製造業者s to be EVs.

We have a two-year 直す／買収する，八百長をするd 率 mortgage which comes to an end next June. Me and my partner separated but 持続するing the mortgage 支払い（額）s. We 支払う／賃金 fifty-fifty. We have £300,000 left on our mortgage and about 25 years. He still wants us to keep the mortgage together to get better 率s and think us changing anything will only 衝撃 our mortgage. What are my 選択s?

RGL 主張するs that another tranche of claimants will be 追加するd in the new year with the final group （人命などを）奪う，主張する likely to be in 超過 of £200million. 普通の／平均（する） （人命などを）奪う，主張するs will be for around £20,000, 含むing 利益／興味. No 料金s will be taken unless RGL is successful.

It can seem a little 圧倒的な trying to keep up to date with what is going on with our energy 法案s. But as prices 急に上がる, its more important than ever to stay in the know. This is Money takes a look at all of the 必須の things you should be aware of, from why the prices are 増加するing, to cutting 負かす／撃墜する costs and switching to smart メーターs.

Pubs 直面する a multi-million-続けざまに猛撃する blow from 雇用者s' 国家の 保険 増加するs and the higher 最小限 行う. These changes have 原因（となる）d a sharp 降下／家系 in the 株 prices of Wetherspoons, Marston's and Mitchell & Butlers, which are some of the 部門's big 名簿（に載せる）／表（にあげる）d 指名するs. But is this a 正当化するd reaction, 示すing that pubs can no longer be a warm and welcoming space for 投資家s?

人物／姿／数字s from 全国的な 明らかにする／漏らす which of Britain's 国家の parks is priciest, and how much more it costs to snap up a home. Often 誇るing a tranquil setting and panoramic 見解（をとる）s, homes in 国家の parks 一般に 命令（する） a 25% 賞与金 によれば the building society.

As part of 政府's 成果／努力s to encourage drivers to go green, first-year VED (road 税金) costs for 石油 and ディーゼル cars will be 二塁打d from 1 April 2025.We take a look at 10 sporty and 賞与金 models that 直面する the biggest 告発（する），告訴（する）／料金 of almost £5,500.

It is ありそうもない Rachel Reeves was thinking about cryptocurrencies when she 増加するd 資本／首都 伸び（る）s 税金 in the 予算, but it's likely she is now. Donald Trump's 強くたたくing 選挙 victory in the US, and the 予期 of it, have 誘発するd a remarkable 殺到する in the price of the cryptocurrency.

At the 週末, the Essex Card Show 明らかにする／漏らすd just how frenzied and big the 貿易（する）ing card 産業 has become. From Pokemon to sports cards, 買い手s have were in a frenzy to 選ぶ up 宗教上の Grail cards 価値（がある） thousands of 続けざまに猛撃するs.

In our wills we leave everything to each other if one of us dies and in the terrible シナリオ where we both died, we would leave everything to the children. As it stood before the 予算, they would have been able to have the house, our 貯金 and 年金s without losing any money to 相続物件 税金. Would our children now lose 40 per cent of our 年金s to 相続物件 税金?

Unfortunately in 2011 I made the difficult 決定／判定勝ち（する） to move out of the family home 予定 to an ますます difficult and 緊張するd 関係 that was not 役立つ to a healthy 環境 for my two young children, and my ex-husband 拒絶する／低下するd to move out of the family home himself. I moved 地元で and proceeded to rent a flat for 11 years, putting a roof over all our 長，率いるs. I worked all hours to 確実にする I could 供給する a stable and 平和的な home for my children. My ex-husband continued to live in the family home, and I was misinformed about moving out and any 可能性のある 資本／首都 伸び（る）s 税金 危険.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.