Money

王室の Mail has been given the green light to 捨てる Saturday 配達／演説／出産s for second class 地位，任命する and switch to an 補欠／交替の／交替する weekday service instead from later this month. The regulator said that from 28 July 28, 王室の Mail will be able to axe the six-day-a-week service for second-class letters, but will 持続する Monday to Saturday 配達／演説／出産s for first-class 地位，任命する. Ofcom said it would keep the 的 for second class letters to arrive within three working days にもかかわらず the changes, which come after a 非常に長い 協議 and 目的（とする）s to 'help the 全世界の／万国共通の service to 生き残る'.

を締める yourself for a summer of doom and gloom as （ドイツなどの）首相／（大学の）学長 Rachel Reeves 作品 out how to fill a gaping £40billion 穴を開ける in the public 財政／金融s left by 労働's U-turn on 削減（する）s to winter 燃料 支払い（額）s and disability 利益s. Whatever she decides, and there will be 新たな展開s and turns along the way, the Autumn 予算 will make last year's seem like a walk on the park.

Five years ago this week, then （ドイツなどの）首相／（大学の）学長 Rishi Sunak lit a 解雇する／砲火／射撃 under the 所有物／資産／財産 market with a generous stamp 義務 削減（する） which 誘発するd a home-buying にわか景気. But now almost a million 世帯s 直面する a reckoning with ultra-low 直す／買収する，八百長をするd 率s coming to an end before the end of the year. It means they will need to fork out hundreds of 続けざまに猛撃するs more per month to keep their home.It means they will need to fork out hundreds of 続けざまに猛撃するs more per month to keep their home. James Treacher (pictured), a marketing 請負業者 living in Warlingham, Surrey, will see his 返済s rise by £310 a month, from £1,490 to £1,800.

Oversupply has resulted in 圧倒するd EV 競争 in 中国, 誘発するing a debilitating price war. 専門家s believe it will result in a '大虐殺' of Chinese brands, with around only one in ten 存在するing marques likely to 生き残る. And the 問題／発行するs 直面するd in its 国内の market could 料金d into the UK 部門, 産業 commentators have 示唆するd.

Banks are 戦う／戦いing for your custom, with cash 調印する-up 特別手当s, lifestyle perks, cashback and special 取引，協定s for everyone from high rollers to cash-poor students. Two new 経常収支s have 開始する，打ち上げるd in the past two months?- the first new 開始する，打ち上げるs since 2021?- in a 調印する banks are looking to 誘惑する 顧客s in with new 申し込む／申し出s.

You may be tempted to turn to social マスコミ for 解放する／自由な 財政上の advice by bold （人命などを）奪う，主張するs of 上げるing your 退職 nest egg or 相当な 保証（人）d 投資 returns. But blindly taking money advice from online content creators could cost you thousands of 続けざまに猛撃するs, new 研究 by High Street bank TSB 警告するs.

I took my Samsung 星雲 Z Fold4 in for a 修理 to a 損失d 審査する in January this year. The repairer 知らせるd me that they could not 直す／買収する，八百長をする it as it's been blacklisted by Three UK. I was shocked as my 網状組織 provider is O2 and I 購入（する）d the £1,200 phone new 直接／まっすぐに from Samsung in September 2022. Since then, it has always been in my 所有／入手.

Mortgage 貸す人s appear caught in a game of tit for tat as they 戦う／戦い it out for 最高の，を越す 位置／汚点／見つけ出す across best buy （米）棚上げする／（英）提議するs. HSBC became the 最新の 貸す人 to 発表する it's lowering home 貸付金 prices. This is the third time in two weeks that the bank has lowered 率s. It follows on from Barclays, Santander and Halifax, which all yesterday 発表するd mortgage 率 削減（する）s.

Each month we will put a 所有物／資産／財産 専門家 through their paces. This month we spoke to buy-to-let 投資家 略奪する Dix, co-創立者 of 所有物／資産／財産 中心, co-host of The 所有物／資産／財産 Podcast and a?bestselling author. We 手配中の，お尋ね者 to know his 見解（をとる） on the 未来 of house prices, mortgage 率s, buy-to-let and housebuilding. We even asked 略奪する about his best ever 所有物／資産／財産 投資s.

The cryptocurrency rose to $112,009 late on Wednesday, より勝るing its $111,999 記録，記録的な／記録する, before slipping 支援する to $111,294.17 at the time of 令状ing. The jump comes 投資家s throw their 負わせる behind 危険 資産s にもかかわらず the 最新の 関税 rumblings from Donald Trump.

Britain's water regulator has 課すd a £24million 施行 一括 on South West Water after a 調査（する） 明らかにするd a '範囲 of 失敗s'. It said the company, owned by Pennon Group, 欠如（する）d the systems to 確実にする it was 満足させるing 合法的な 義務s, 含むing '適する oversight' from the board and 上級の 管理／経営.

Sticking with raising the 明言する／公表する 年金 によれば the popular ３倍になる lock while keeping the 法案 affordable could be bad news for people in their 30s and younger. How likely are 激烈な 明言する／公表する 年金 age rises, and how do you 保護する your 貯金 and get them on the path to a comfortable 退職.

Everyone on the 十分な 明言する／公表する 年金 will be 軍隊d to 支払う／賃金 所得税 as 早期に as next year - even if they have no other income, The Mail on Sunday can 明らかにする／漏らす. One former 大臣 警告するd the （警察の）手入れ，急襲 on some of the poorest pensioners who have never had to fill in a 税金 return before will be an '行政の nightmare'.

For many years, Henry was the 発言する／表明する of the BBC's 実験（する） Match Special, where his dulcet トンs and droll lines rang out from 1972 until 1991. After three years at Sky, he returned to the BBC, before finally hanging up his TMS microphone in 2017 - his humour matched with boundless energy much-行方不明になるd by cricket fans. Affectionately known as Blowers, he has written several cricket-関係のある 調書をとる／予約するs and is in 需要・要求する as an after-dinner （衆議院の）議長. He 定期的に 小旅行するs with sell-out one-man shows and has no 意向 of retiring.

Struggling to get a good night's sleep during this sweltering summer 天候? You won't be the first person in Britain to have thought that perhaps it is time to 投資する in 空気／公表する 条件ing. But how difficult is it, does it 要求する major work, how much does it cost to 任命する／導入する - and crucially is it cheap to run or will 冷静な／正味のing room 気温s 負かす／撃墜する send your electricity 法案s 急に上がるing?

In nine days, and after months of 憶測, we should finally find out the 損失 that the 政府 wants to （打撃，刑罰などを）与える on our 税金-friendly Isas. I 警告する you, it isn't going to be pleasant. For those who prefer cash to 株, prudence to 危険 taking, 労働 is going to 脚 you over something rotten. 準備する to be angry. Very angry.

I moved house a few months ago and recently heard a noise in the loft. Upon 査察, I noticed some ネズミ droppings in the loft. I asked my 隣人s if they'd heard or seen anything to do with this, which they hadn't. Can I （人命などを）奪う，主張する 是正する against the previous owner for the costs incurred in curing this problem, or is it a 事例／患者 of 買い手 beware? If I can （人命などを）奪う，主張する, what would the 手続き be?

The IFS is recommending 広範囲にわたる changes to 私的な and 明言する／公表する 年金s to create a system 'fit for the next 世代', ahead of a 未解決の 政府 review of 年金 adequacy. It says the popular ３倍になる lock should be 溝へはまらせる／不時着するd in the longer run, in favour of keeping the 明言する／公表する 年金 in line with 収入s growth or インフレーション every year. And it 示唆するs new 支配するs for raising the 明言する／公表する 年金 age.

I have a brand-new 欠陥のある car that in five weeks has been 支援する to the dealership twice. What are my 合法的な 権利s in getting this 直す／買収する，八百長をするd - and, if it continues, can I return the car for a 十分な refund?

I am on 全世界の／万国共通の Credit and make 出資／貢献s into a personal 年金 in 新規加入 to my workplace 年金. Could you 確認する that my 年金 出資／貢献s are deductible And do you know if they deduct just the 量 I 支払う／賃金 in, or do they deduct the 十分な 量 that goes into my 年金 which 含むs the 税金 救済 from HMRC?

As Britain sweltered in the hottest June on 記録，記録的な／記録する, 商売／仕事s and homeowners 投資するd in 科学（工学）技術 to make our living spaces and offices more comfortable. The UK 空気／公表する 条件ing market is 推定する／予想するd to grow at 6.3 per cent a year and be 価値（がある） £1.7billion by 2034.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.