Money

By 減ずるing the attraction of the 税金-解放する／自由な lump sum, people are likely to change their behaviour by putting いっそう少なく in to their 年金 基金, or by retiring earlier than they さもなければ ーするつもりであるd. If she goes ahead, savers will rightly feel they have been cheated and that they have been induced to 支払う／賃金 into a 年金 計画（する） on 誤った pretences. 直面するing people who have worked and saved for years with a vindictive 財政上の blow is no way to 勝利，勝つ hearts and minds.

'There's a lot of 危険s out there but at the same time, if things seem risky that typically leads to 適切な時期s', says Tom Becket, of Cannacord Wealth. He joins This is Money's Simon Lambert on the 投資するing Show to explain how he builds 大臣の地位s to 保護する 投資家s against the 危険s and help them 利益（をあげる） from those 適切な時期s.

報告（する）／憶測s （人命などを）奪う，主張するs Rachel Reeves may raise 資本／首都 伸び（る）s 税金 to as high as 39%. This would be a 大規模な 引き上げ（る） from the 現在の 10 per cent for basic 率 taxpayers and 20 per cent for higher 率 taxpayers. We explain who 支払う／賃金s 資本／首都 伸び（る）s 税金, why many more are 予定 to be 攻撃する，衝突する by it, how much an 増加する could cost people, and why 専門家s 警告する a big jump in the 率 might not raise as much as Reeves hopes.

As many as 53 per cent of 世帯s don't have the 最小限 recommended 貯金 ーするために 対処する with 予期しない costs such as boiler 決裂／故障s or home 修理s, data from heating 取り付け・設備 会社／堅い Boxt shows.

It's important for Britain to pat itself on the 支援する when it 得点する／非難する／２０s a success. 年金 自動車-enrolment has been one of those 業績／成就s. Now, 報告（する）／憶測s say that we should build on this and 配達する a 計画（する） to create 財政上の resilience with 雨の-day マリファナs, help people save for a home and 増加する 退職 saving. Would the ideas work? 加える, new tipping 支配するs, making your parents your mortgage 貸す人, NatWest piggy banks and Pokemon cards.

設立するd 25 years ago, Good Energy was a 開拓する in the renewables market, 生成するing electricity from its own 勝利，勝つd and solar farms, sourcing 類似の 力／強力にする from individuals and 供給（する）ing 最高の-green electricity to eco-conscious 消費者s. In 2021, 創立者 Juliet Davenport stepped 負かす／撃墜する and was 取って代わるd by Nigel Pocklington, fresh from a board position at Moneysupermarket. Since then, Pocklington has fended off a 企て，努力，提案 from 競争相手 Ecotricity, steered Good Energy through the energy 危機 and repositioned the 会社／堅い. Good Energy 株 have seesawed over the past year, hitting £3.76 last November and now 貿易（する）ing at just £2.64. This seems 不正な. The company is 井戸／弁護士席 managed, growing 急速な／放蕩な and financially strong. A long-称する，呼ぶ／期間／用語 buy.

The 会社／堅い has lagged UK 競争相手 爆撃する and US oil 巨大（な）s Chevron and ExxonMobil, which have 二塁打d 負かす／撃墜する on profitable 化石 燃料s while BP has 焦点（を合わせる）d on renewables. 株主s have been underwhelmed by the green 戦略, which has made BP an outlier の中で its energy peers. 最近の 報告（する）／憶測s 示唆する new 長，指導者 (n)役員／(a)執行力のある Murray Auchincloss is planning to refocus on oil and gas に引き続いて 投資家 圧力 to 改善する BP's 株 price and 利益（をあげる）s.

Can a car 力／強力にするd 完全に by 殴打／砲列s really recreate the character and charm of the 初めの from 50 years earlier? Ray Massey travelled to the South of フラン to try the new Renault 5 EV to find out...

Home 買い手s looking for the 'best bang for buck' should consider buying a 所有物／資産／財産 in Hartlepool, によれば data 解放（する）d by Zoopla. The 所有物／資産／財産 portal has laid 耐える the cheapest and most expensive 所有物／資産／財産 markets based on 続けざまに猛撃するs per square foot. It 明らかにする／漏らすd the 普通の／平均（する） UK home now costs £300 per square foot. This means if someone is 購入（する）ing a 所有物／資産／財産 that is 1,000 square feet in size and sells for £300,000 then the 買い手 is 支払う／賃金ing the 普通の／平均（する） £300 per square foot.

Earlier in the year, I was at an auction and up （機の）カム a lot I hadn't clocked beforehand - a 始める，決める of NatWest ceramic piggy banks. I decided to 企て，努力，提案 £25, the gavel （機の）カム 負かす／撃墜する and I now have six NatWest piggy banks - five of which have the 初めの stoppers. Were they a good buy?

In my two １０年間s as a 財政上の 新聞記者／雑誌記者, I've come to understand how much help the people at the lower end of Britain's wealth 規模 need to get richer. The Lifetime 貯金 idea 目的（とする）s to build on the success of workplace 自動車-enrolment 年金 saving to build 財政上の resilience. Bits of this have been tried before 分かれて but we have never 連合させるd them altogether.

Last month, the 政府 introduced 支配するs to 阻止する parents from taking their children out of school for holidays and other unauthorised absences. Now, a travel スパイ／執行官 is 警告 that the 罰金s could have a detrimental 影響 on the prices of holidays.

Almost 3 million 賃貸しの homes will need to be 昇格d to 会合，会う 労働's new eco 的s, によれば Rightmove. Last month, the 政府 確認するd 計画（する）s for all rented 所有物／資産／財産s in England to have an Energy Perfroamnce 証明書 (EPC) of C or above by 2030. The EPC is a 率ing 計画／陰謀 which 禁止（する）d 所有物／資産／財産s between A and G, with an A 率ing 存在 the most energy efficient and G the least efficient.

If we give them each £50,000 from a 共同の bank account how would the 税金 on gifting work if one of us dies in the next seven years? Does the 関連した 税金 適用する on the first death or the second, given that the money has come from a 共同の account?

We have our 注目する，もくろむ on a home 名簿（に載せる）／表（にあげる）d for £650,000. the 広い地所 スパイ／執行官 said we could 安全な・保証する a 10 per cent 割引 if we are cash 買い手s. My parents would be able to stump £600,000 for us to buy the home at 割引 and quickly. Our idea is then to give them the £300,000 or so proceeds from our former home when sold and then 支払う／賃金 them 支援する the remaining £300,000 in the form of a sort of Bank of Mum and Dad 利益／興味-解放する／自由な mortgage.

The Polestar 4 is the first car without a 後部 window to arrive on UK roads. How does it 現実に feel to 運動 a 後部 window-いっそう少なく car? This is Money モーターing Reporter Freda 吊りくさび-Stempel has driven it to find out.

Three years ago, Just Giving was 徴収するing 15 per cent on 寄付s as an (a)自動的な／(n)自動拳銃 voluntary tip, GoFundMe 追加するd 12.5 per cent and Crowdfunder 15 per cent. This has now 急に上がるd to 17, 18 and 20 per cent, それぞれ, as the websites have 増加するd the 百分率 they 追加する, we can 明らかにする／漏らす. 寄贈者s can change or 選ぶ out of these tips, which go 直接／まっすぐに to the 壇・綱領・公約s, but only if they 位置／汚点／見つけ出す them - and navigate how to 減ずる the 量 to £0.

Hargreaves Lansdown used 公式の／役人 data 加える its own Saving and Resilience 晴雨計 to work out who counts as 豊富な. We 明らかにする／漏らす what individuals with the 最高の，を越す 10 per cent of 資産s in the country typically 持つ／拘留する - and why they are most likely to enjoy such 繁栄 in their 早期に 60s, just before 退職.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.