Money

Steve Webb answered his 40oth reader question this week. 'I think it should be compulsory for every 年金s 大臣 to read through my This is Money inbox every week to get a better understanding of the 面s of the 年金 system which 混乱させる, 怒り／怒る and 失望させる people,' he says. Based on what he's learned, Steve has come up with four things the 政府 and 年金s 産業 should do to 改善する the system...

Landlords are 準備するing for yet more 規則 in the form of the 政府's new Renters' 権利s 法案, and homeowners are 緊急発進するing to take advantage of 落ちるing mortgage 率s. The result is 速く changing prices and 供給（する） of 所有物／資産／財産s on the market and a very 変化させるd picture across the country.

It's the closest riders can get to buying a 十分な-血d race bike from a showroom with a number plate and 指示する人（物）s, and then 合法的に using it on the road. The cost is 同等（の） to that of a new Mercedes-Benz A-Class - one of the more luxurious family hatchback cars on the market with enough room for a five people and their luggage, a lavishly-finished 内部の and bundled with heaps of gizmos. It means this two-wheeled ロケット／急騰する needs to 申し込む／申し出 unparalleled 業績／成果 to 令状 such a 法外な price tag.

I've been told by the DWP that my late mother is 借りがあるd five years' 価値（がある） of 年金 credits. Would this form part of my mother's 広い地所 or are the 支払い（額）s made direct to the next of 肉親，親類? Steve Webb answers his 400th question from a This is Money reader today...

Under the new 支配するs, banks and building societies will have to 重さを計る up whether 地元の communities 欠如（する） 接近 to cash services, like 支店s and ATMs, and 供給する 付加 services where they find '重要な gaps'.

The 決定／判定勝ち（する） is likely to upset green （選挙などの）運動をする groups, who 述べる hybrids as the car 産業's 'wolf in sheep's 着せる／賦与するing' and called for them not to be excused from the 禁止（する）. With three different types of hybrid car on sale 現在／一般に, the big question now is which of these will continue to be 利用できる beyond 2030?

Companies with より小数の than ten 従業員s have struggled the most, によれば data from VistaPrint, with many 報告（する）／憶測ing that a 欠如（する） of 接近 to 財政／金融 was one of the main things 妨げるing their 拡大.

投資家s are spoilt for choice when it comes to deciding on 基金s and 投資 信用s that can put their money to work. We asked 信用d 専門家s to recommend the best 基金s that cover different 投資 部門s - and 含むd This is Money's 選択 of active and passive 選択s too.

The UK-based coffee and 挟む chain said £1 in every £4 spent by 顧客s now （機の）カム from outside the UK as sales 発射 up 22% in 2023. A total of 81 shops opened up abroad 含むing in India and Canada, 同様に as in Greece and Spain.

The Belfast-based group said a review had 設立する that Harland & Wolff group, its 持つ／拘留するing company, was insolvent and 行政官／管理者s will be 任命するd later this week. Harland & Wolff is best known for building the Titanic in Belfast and also runs the historic Appledore shipyard in Devon, 同様に two more 場所／位置s in Scotland.

Jenny had been made redundant from a 職業 in healthcare and was about to start work as a waitress when she landed the 'remarkably lucky' 調書をとる／予約する 取引，協定 in her 20s. Her romantic comedy bestsellers now bring in a seven-人物／姿／数字 sum each year and are published around the world, with new readers discovering the 38 調書をとる／予約するs in her backlist, she tells Donna Ferguson. Now 52, she lives in a 城 in Fife with her husband Andrew, 59, a 海洋 engineer, and three children, Wallace, 19, Michael-Francis, 17 and Delphine, 15.

in January 2018, Philip Hammond asked the Office of 税金 Simplification to carry out a review of 相続物件 税金 - its 判決 was damning. It painted a picture of a total mess of a 税金, which にもかかわらず only 存在 paid by a small 百分率 of 広い地所s manages to create an 行政 nightmare for many more and where the 単に rich 支払う／賃金 a higher 効果的な 率 than the really rich.

中断 of 生産／産物 of 500e in Turin will start today (Friday 13 September) and run for four weeks, Stellantis said, 追加するing it was 'working hard to manage at its best this hard 段階 of 移行' to EVs. Find out which other brands have recently 発表するd 延期するs to their electric car 計画（する）s.

This is Money speaks with an 投資 professional and asks them quick-解雇する／砲火／射撃 questions about where they would 投資する 権利 now. We want to know where they'd 投資する for the next 10 years and what they would 避ける. We will 質問（する） them on the 未来 of インフレーション and 利益／興味 率s - but also on what they'd do with a £100,000 windfall. In this instalment of our 基金 経営者／支配人 series, we 質問（する） Abby Glennie, 基金 経営者／支配人 of abrdn UK Smaller Companies Growth 信用.

関係 決裂／故障s can lead to 衝突 over money 手渡すd over not only to buy homes, but to 支払う／賃金 for weddings and even fertility 治療s, によれば a 法律 会社／堅い. Sky-high house prices have led many families to give 貸付金s or gifts to adult children to help them get on the 所有物／資産／財産 ladder, which can lead to problems if they have partners who 与える／捧げる either いっそう少なく or nothing to the 購入（する）. But you can put 対策 in place to 保護する your money and get it 支援する in 事例／患者 they 分裂（する） up later, which lawyers explain here.

Noel McDonald and Donata Berger 開始する，打ち上げるd 有機の and whole food company in 1992, which has become the country's largest 有機の company. What's behind their meteoric rise and just how much will 消費者s want to splash out on 有機の 製品s in a cost of living 危機?

ありふれた beliefs are that new 賞与金 社債s are more lucky than old ones, or that 確かな areas are more likely to 勝利，勝つ than others. These myths have been debunked by NS&I, which says the prize draw is 全く 無作為の, and that if an area has more jackpot 勝利者s then it must have more bondholders. But are some 賞与金 社債s luckier than others - and is there a way to work out if you have a 'lucky' 社債 or not?

In 最近の years, the UK market has been struggling to keep up with its competitors and has 苦しむd 予定 to its 欠如（する） of high-質 tech 在庫／株s as US-based 会社／堅いs have seen meteoric 伸び（る）s.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.