Money

It seems that 財務省 civil servants 仕事d with steering the （ドイツなどの）首相／（大学の）学長 through the 予算 have been whispering suggestions into her ear that she should 除外する their 年金s from her whopping 税金 （警察の）手入れ，急襲. And is it any wonder, when they and other public 部門 労働者s are sitting on Britain's most gilded 年金 計画／陰謀s? Civil servants receive a 退職 income that is six times larger than 私的な 部門 労働者s for every £1 they 始める，決める aside during their careers. For years, the public 部門's gold-plated 年金s have been the envy of the British 全労働人口, 支払う／賃金ing out a 保証（人）d income in 退職 that is 保護するd from the 荒廃させるs of インフレーション.

In theory, 所得税 is simple and 進歩／革新的な. As people earn more they 支払う／賃金 a higher 率 by stepping up three 禁止（する）d: 20 per cent, 40 per cent and 45 per cent. In reality, things are more 複雑にするd and some get caught by a 60 per cent 率. We explain what you need to know, how 会計の drag is making us all 支払う／賃金 more - and why 最高の，を越す earners 結局最後にはーなる 支払う／賃金ing a 抱擁する chunk.

The markets here are nervous - and understandably so - about （ドイツなどの）首相／（大学の）学長 Rachel Reeves's 予算 on Wednesday. On a 全世界の level, one would 自然に 推定する／予想する markets to be jittery about another event that is also just a few days away, すなわち the 結果 of the US 選挙. That's more important for us too, not just our American cousins. So what should we think about that?

Euro NCAP 実験（する）d the Chinese electric car's 控訴 of tech and 問題／発行するd a 'Not Recommended' 率ing for one feature in particular - the lowest possible 得点する／非難する／２０ it could give any new model. It's the first time any 援助 system has been awarded such a lowly 率ing since the safety 団体／死体 began 実験（する）ing this type of 科学（工学）技術 in 2020. Here's why it 得点する／非難する／２０d so 貧しく...

Starmer 直面するd a （激しい）反発 from the City after 説 savers and 投資家s who receive income from the 株式市場 'wouldn't come within my 鮮明度／定義' of a 労働者. The comments fuelled 恐れるs over what Rachel Reeves will 発表する in next week's 予算 given 労働's manifesto 誓約（する） that it would 'not 増加する 税金s on working people'. 大臣s are coming under 増加するing scrutiny over who qualifies as a 'working person'.

I'm in a position where I am 支払う／賃金ing 15 per cent of my salary a month into my 私的な 年金, made up of my own 出資／貢献s and 雇用者 出資／貢献s. My wife and I are 急速な／放蕩な approaching 40, so this is our last chance to get a Lisa. Is it 価値（がある） it? Or would we be better off putting £4,000 a year somewhere else?

Homes across the country have been receiving letters 警告 them that their old メーター has passed its 'best-before' date - and comparing it to rotting food. Electrician マイク Redfern-Jones said such 脅す 策略 make no sense, while homeowner Emma Bradford 軍隊d her 供給者 to 支援する 負かす／撃墜する after 需要・要求するing proof her 伝統的な メーター was too old.

If you have a 負担 of these toys lying around from when you were a kid in the 90s, you could sell them for much more than you bought them for. Ebay says some toys can sell for over £50, 顕著に the 星／主役にする Wars lego 職業 lot which has an 普通の／平均（する） selling price of £52.

Our 貯蔵所 men have broken our 再生利用するing 貯蔵所 - I complained to the 会議 and it's 非難する me for a new one. What can I do? Your 地元の 会議 has the 自治 to 設立する and 器具／実施する 非常に／多数の 支配するs thanks to 力／強力にするs 委任する／代表d from central 政府. One of the areas it can do this in is 辞退する collection.

Savers are making a final dash to 保護する their hard-earned money from the 税金-grabbing clutches of Rachel Reeves ahead of the 予算. 記録，記録的な／記録する numbers of people have been piling money into 税金-friendly Individual 貯金 Accounts in 最近の months to 避ける the 可能性のある 衝撃 of a rise in 資本／首都 伸び（る）s 税金.

NS&I has moved to 削除する the 賞与金 社債s prize 基金 to 4.15% from 4.4% from the December draw. It means the 半端物s of winning a prize have lengthened to 1 in 22,000. At the same time, it has 発表するd it will 削減（する） the 率 on some of its 貯金 accounts.

My wife and I are in our 中央の 50s and 現在／一般に have two houses, the main house we live in and the other that an older 親族 is living in rent 解放する／自由な. We have two 十代の少年少女s and we are looking to sell the second house to help them in the 未来. Is it possible, rather than give them £3,000 each per year, to give them the 同等（の） as a 百分率 of the house per year.

To celebrate the 60th 周年記念日 of the 1964 James 社債 秘かに調査する movie Goldfinger - starring Sean Connery - Rolls-Royce has created a one-off £4.5m long-wheelbase Phantom. It echoes the 社債 villain's classic 初めの and 独特の yellow 1937 Phantom III Sedanca de Ville from the film, and is also packed with delightful gold 詳細（に述べる）ing and touches that 反映する and celebrate its 重要な 役割 in the movie.

Whether you 投票（する）d 労働 or not, with any new 政府, there is a sense of 楽観主義. Things can only get better… 明らかに. Simon Lambert is fed up. So he has put 今後 an 代案／選択肢 予算 with いっそう少なく than two weeks to go. Do you agree with him? And what would you do?

My wife, Kelly O'Brien, 前線s a Dolly Parton 尊敬の印 行為／法令／行動する. On August 4, she and her 禁止（する）d were to 飛行機で行く from Heathrow to Dublin - to 成し遂げる at the All Together Now Festival 近づく Waterford. The barcodes on the 搭乗 passes for two 禁止（する）d members worked, but the barcodes for the four other members did not. BA reprinted the passes five times, but the barcodes still did not work. As a result, BA did not 許す these four to board the flight and were unable to find seats on other flights that would arrive on time. So the 立ち往生させるd members 調書をとる／予約するd an Aer Lingus flight to Cork - and a 高くつく／犠牲の大きい taxi from there to Waterford.

NatWest is the 最新の major bank to 再発進する a 経常収支 switching 申し込む／申し出 with £180 on 申し込む／申し出 to switchers. New or 存在するing 顧客s can 捕らえる、獲得する the cash by switching their main?経常収支 to either the NatWest Reward account.

退職 貯金 are 扱う／治療するd generously by the taxman when people die at 現在の, 特に before age 75 but even afterwards. They have therefore become 広範囲にわたって used in 相続物件 税金 planning, and are often spent last if at all. We explain the 現在の 支配するs on passing on 年金s to loved ones, and how they might change in a 予算 厳重取締.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.