Money

Choosing an inefficient EV could cost you hundreds of 続けざまに猛撃するs a year in 非難する costs. A new real-world 実験（する） has 最高潮の場面d which EVs have the best efficiency and which 落ちる below the 示す. We 明らかにする／漏らす the results and explain how important electric car efficiency is and how to calculate it.

Simon Gergel, 経営者／支配人 of Merchants, a UK companies 信用 設立するd in 1889, believes that we may be at 'the start of something special'. The 信用 持つ／拘留するs about 50 在庫／株s. Most are FTSE 100 指名するs, like BP, Lloyds and 爆撃する. But it also 投資するs in housebuilders like Barratt, which are 始める，決める to 利益 from （ドイツなどの）首相／（大学の）学長 Rachel Reeves's 約束 to 配達する 1.5m homes over the next five years. The 大臣の地位 also 含む／封じ込めるs FTSE 250 索引 companies such as IG Group, the spread-betting 壇・綱領・公約.

The lucky 賞与金 社債s numbers from £1,000 up to £1 million are published on This is Money the first working day of the month - and a 十分な day before NS&I updates its prize checker 道具

I've been an American 表明する 顧客 for years. I 以前 had a Gold card, but cancelled this in 2007 and switched to a British 航空路s 賞与金 加える card.However, I recently discovered the Gold card was never cancelled, and that I have been 告発（する），告訴（する）／料金d the 年次の 会員の地位 料金 for the last 17 years. Concerningly, I have now been told new cards have been sent in the 地位，任命する when old ones 満了する／死ぬd - I believe at least four - and have gone to my old 演説（する）／住所.

One in 10 労働者s is 用意が出来ている to slow 負かす／撃墜する or 延期する 退職 予定 to 改善するd 柔軟な 適切な時期s, new 研究 明らかにする／漏らすs. New 支配するs on hours and where you work have become much more 普及した since the pandemic. However, 予定 to Covid there is now a 不足（高） in the 全労働人口 as many older people gave up work for good. の中で those rethinking 退職, 60 per cent said the change in working practices 許すd them to 移行 to 退職 more slowly, for example by going part-time, によれば the 研究 by 助言者 網状組織 Wesleyan 財政上の Services.

We can easily afford to save £1000 per month from our 年金 incomes without having any 消極的な 影響する／感情 on our own lives. My 関心 is that I save all this money and then the 大多数 of it is taken from us if either myself or my wife, or both, need a care home in later years.

I bought this brooch at a car boot around 30 years. It was 初めは sold to me as 衣装 jewellery that belonged to a 死んだ family member of the 立ち往生させる 支えるもの／所有者. But I recently dug it out and starting to think I may have something 価値のある. I can see an 18 on the 支援する.

Two new debit cards which earn rewards points like a credit card have been 開始する，打ち上げるd by hotel 巨大（な） Hilton 力／強力にするd by travel debit card 壇・綱領・公約 Currensea. Both of the cards come with an 年次の 料金 and low foreign 処理／取引 料金s. We look at what the cards 申し込む／申し出 and whether it is 価値（がある） having.

Leaving for university can be 堅い on the purse strings as you balance 支払う／賃金ing your 法案s, groceries and the 時折の night out with your student 貸付金. Thankfully, there are plenty of student 取引，協定s and 割引s that can help with the 移行 to university life and managing your money for the first time. We've looked at some of the best student 割引s on 申し込む／申し出 to help you 予算 your first 称する，呼ぶ／期間／用語 at university.

The Belfast-based company 警告するd such a move was 切迫した after a review 設立する that its 持つ／拘留するing company, Harland & Wolff Group, was insolvent. The 163-year-old 会社／堅い has been 追跡（する）ing for cash in 最近の months as it struggles to keep up with competitors and を取り引きする its 負債s. The group said it has 任命するd Gavin Park and Matt Cowlishaw of Teneo 財政上の （a）忠告の／（n）警報 限られた／立憲的な as 共同の 行政官／管理者s.

In this 定期的に updated 一連の会議、交渉／完成する-up, This is Money 選ぶs our five favourite cash Isas for savers in 2024. It is 必須の reading to help you choose a 最高の，を越す 貯金 account for your money that can also 保護する you from 税金 - and we 詳細（に述べる） the 最高の，を越す 平易な 接近 and 直す／買収する，八百長をするd 率 取引，協定s.

Sir Keir Starmer has laid the 基礎 for an 増加する in 税金s after 警告 the Autumn 予算 on 30 October will be 'painful'. 増加するs to 所得税, 国家の 保険 and 付加価値税 have already been 支配するd out, making it harder to balance Britain's 調書をとる／予約するs.

In her speech to the 労働 Party 会議／協議会 （ドイツなどの）首相／（大学の）学長 Rachel Reeves (pictured) gave few 手がかり（を与える）s as to to what 汚いs を待つ us in her first 予算 予定 on October 30. 特に when it comes to how our hard-earned wealth - from 年金s and 投資s to second homes - will be 税金d. Yet 税金 引き上げ（る）s on wealth are coming our way as sure as eggs is eggs.

On this special episode, Sir Steve Webb, ex-年金s 大臣 and This is Money 退職 columnist, joins Georgie 霜 and Simon Lambert to answer your questions. From how to 投資する for 退職, to the 明言する／公表する 年金 and 税金 , this episode 最高潮の場面s what you need to know about 年金s. 加える, with the Autumn 予算 on the way and 憶測 at fever pitch, Steve, Simon and Georgie 審議 what might happen - and 株 their 見解（をとる）s on what should happen.

The DVLA has 解放（する）d more than 150,000 new personalised 登録 numbers, in a rare 適切な時期 for plate 熱中している人s to snap up a new reg. The plates can be 見解（をとる） online now and will go on sale from 1 October, with prices 直す／買収する，八百長をするd.

A few weeks ago, our daughter 知らせるd us of the terrible news that she and her husband are to 離婚 and have put their house on the market.?This is 破滅的な as our daughter earns very little and 作品 around さまざまな disabilities, 含むing long Covid. We want to help 財政／金融 a 所有物／資産／財産 for her and her daughter as her income is too low to support a mortgage.

Time 飛行機で行くs and with Britain's favourite mortgages 存在 two and five-year 直す／買収する，八百長をするd 率s, many homeowners find their 取引，協定 is ending and it's time to remortgage sooner than they think. Our guide explains what you need to know about remortgaging,?含むing whether to move bank or building societies, why using a 仲買人 makes sense, how to get your home revalued, why you might be in a better 貸付金-to-value bracket, and thinking about how long to 直す／買収する，八百長をする your mortgage for this time 一連の会議、交渉／完成する.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.