Money

Rachel Reeves's £40 billion 税金 大当り will 影響する／感情 the 財政上の wellbeing of millions of 世帯s for years to come. The 衝撃 of the （ドイツなどの）首相／（大学の）学長's 粉砕する-and-得る，とらえる （警察の）手入れ，急襲 will be felt by all age groups, from young 労働者s to pensioners. Here's how last week's 予算 could 影響する／感情 you and your 財政／金融s.

The reverberations from Wednesday's 予算 continue - and they are not good ones. As much as I hate to say this, it looks like the country is 長，率いるing for the 衝撃を和らげるものs - 疫病／悩ますd by anaemic 経済成長, 重さを計るd 負かす／撃墜する by a bloated and inefficient public 部門, and 土台を崩すd by a creaking 商売／仕事 community now under 包囲 from a 津波 of new 労働 税金s and 高くつく／犠牲の大きい 規則s. Maybe I'm 存在 too 暗い／優うつな, and I will be 証明するd wrong (it won't be the first time). But even the country's 主要な 経済的な think-戦車／タンクs are now 尋問 the 長所s of Rachel Reeves's spending and borrowing splurge, paid for in part by a £40 billion 税金 攻撃する，衝突する on 商売／仕事s and 世帯s.

Like most 商品／必需品 投資 基金s, Charteris doesn't 投資する in the metals 直接／まっすぐに. Instead, it buys 株 in the companies that 地雷 gold, silver, and other precious metals. Over the past year, the 基金 has 配達するd a strong return for 投資家s of 49 per cent, but 経営者／支配人 Ian Williams, also 長，指導者 (n)役員／(a)執行力のある of Charteris, believes there are more returns to be had.

My parents are looking at remortgaging their home to 支払う／賃金 off a sibling who has a 火刑／賭ける in the house. The house is 価値（がある） between £1.8 and £2million and was 相続するd. The sibling does not live in the home, but is する権利を与えるd to around £600,000 of its value. . My parents want to buy them out, but can't get a mortgage on their own. As such they have asked me and my wife to go into the mortgage with them - but I think this is a bad idea.

（ドイツなどの）首相／（大学の）学長 Rachel Reeves dropped a 年金 改革（する） bombshell in Wednesday's 予算 so 劇の that 専門家s say the golden 支配するs of 退職 income planning now need to be thrown out the window. From April 2027, 年金s will be drawn into the 相続物件 税金 逮捕する for the first time. Thousands of Mail readers have 発言する／表明するd their feelings of betrayal. For years, they have (very sensibly) been funnelling money into their 年金s, 安全な in the knowledge that anything they didn't spend in 退職 could be passed 負かす／撃墜する to their children 解放する／自由な of 相続物件 税金.

This 週末 示すs a major milestone for the nation's road 網状組織. It is 65 years to the day that the M1 - the UK's first cross-country motorway - 公式に opened and welcomed traffic to its tarmac. The first 73-mile stretch between Watford and Rugby was 完全にするd on Monday 2 November 1959 having taken 19 months to 建設する. But do drivers love it or loathe the M1 today? Use our 地図／計画する infographic to find out how it 階級s in the order of England's 14 major motorways based on 運転者s' feedback about congestion, potholes and safety.

House price growth slowed 負かす／撃墜する in October, によれば the 最新の 人物／姿／数字s from 全国的な. Britain's?biggest building society said 普通の／平均（する） prices rose a mere 0.1% last month -?but the rise （機の）カム from a 統計に基づく quirk. Higher stamp 義務 and 可能性のある mortgage 率 rises could also 攻撃する，衝突する house prices in the coming months, によれば 専門家s.

Prof ツバメ Green, 長，率いる of Care England, said 予算 計画（する）s to raise 雇用者s' 出資／貢献s from 13.8 to 15 per cent 危険d placing social care in '財政上の jeopardy'. 自由主義の 民主党員 leader Ed Davey last week said that as the '広大な 大多数' of the UK's social care providers were 個人として owned they would be 攻撃する，衝突する hard by the 税金 rise, while not 利益ing from 付加 基金s （ーのために）とっておくd for the NHS and public 部門 care groups. Green 支援するd Davey's （人命などを）奪う，主張する to 免除された the 部門, and also called for 大臣s to rethink lowering the threshold at which 雇用者s 支払う／賃金 国家の 保険 on 労働者s' salaries.

Family 遺産／遺物 計画（する）s have been upended by 相続物件 税金 changes in the 予算, because 退職 マリファナs have been 扱う／治療するd generously by the taxman in 最近の years. Money 専門家s say 年金s could return to 存在 mostly spent during people's lifetimes, and explain how a new '二塁打 税金' could decimate large 相続するd マリファナs.

In 最近の months, we've been given a glimpse of what a 未来 with affordable electric cars could look like with a flurry of small, silent models 存在 明かすd. Hyundai is the 最新の brand to join the 予算 EV conga line with its new Inster - a model the Korean brand says will 'redefine ultra-small EVs'. While it's not 予定 to arrive in the UK until 中央の-January, This is Money has been given 早期に 接近 to 運動 a pre-生産／産物 car on Oxfordshire's country roads to 決定する if this could be the low-cost EV that changes Britain's mind about 溝へはまらせる／不時着するing the 内部の 燃焼 engine.

While solar パネル盤s alone can save the typical 世帯 some £310 each year, 殴打／砲列 貯蔵 systems enable energy transferred from sunlight to be 蓄える／店d for use at night when solar パネル盤s aren't working.

I am waiting for an 相続物件 from my father who passed away a while ago and his 広い地所 is going through Probate at the moment. I would like to give our son a third of what I receive. My husband will receive the other third. Can I give my son this money, and will either of us be 税金d? What can we do to mitigate this if so?

Tesla's Self-Serve?programme has 拡大するd to almost 20 new 場所s across the UK with Elon Musk's brand sounding the death knell for the car salesman. The remote 実験（する） 運動 experience 約束s curious 運転者s they can '実験（する） 運動 a Tesla without Tesla' - or speaking to one of it's staff members. So, think of it as the four-wheeled Lime - just don't leave a Model 3 strewn across the pavement like the popular inner-city 雇う bikes!

Each month we keep an 注目する，もくろむ out for the luckiest 賞与金 社債s 支えるもの／所有者s who manage to 捕らえる、獲得する big prizes with tiny holdings. This is how lucky you'd need to be to

Savers had been waiting with bated breath to see if the （ドイツなどの）首相／（大学の）学長 would tinker with Isas in the 予算. But no changes to Isas materialised much to the 救済 of some - and chagrin of others. The British Isa was 公式に scrapped.

The long-rumoured 増加する will see 商売／仕事s 支払う／賃金 more に向かって their 従業員s' 年金s, 増加するing from 13.8% to 15%. 労働 繰り返して said it would not raise 税金s on working people, but small 商売／仕事s have already 警告するd that the move could have detrimental 影響s.

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発（する），告訴（する）／料金s can leave 投資家s scratching their 長，率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.