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Last updated: 23:01 GMT, 17 November 2024
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Close Brothers faces key meeting over car finance scandal

The bank - 設立するd in 1878 - was 激しく揺するd by a 判決 from the 法廷,裁判所 of 控訴,上告, which 支配するd last month that (売買)手数料,委託(する)/委員会/権限s paid between banks and 仲買人s on car 取引,協定s may be unlawful because they were not 明確に flagged to the 顧客. The 事例/患者 中心d on 'discretionary (売買)手数料,委託(する)/委員会/権限 手はず/準備' used by the モーター 財政/金融 産業 before they were banned in 2021. The shock 裁判/判断 has raised 恐れるs 貸す人s could be on the hook for up to £16billion in 補償(金) payouts.

Tenants will compete over より小数の homes and 支払う/賃金 ever-higher prices, によれば a closely-watched 調査する of 所有物/資産/財産 専門家s.

Cost of moving home DOUBLES in a decade: How much will YOU pay?

The cost of moving home has more than 二塁打d in the last 10年間, data seen by This is Money shows. Stamp 義務 threshold changes next year mean the cost of moving is going up and 始める,決める to reach a 記録,記録的な/記録する high. We 明らかにする/漏らす how much 買い手s and 販売人s fork out in different areas across the UK.

There are no prizes for guessing the (ドイツなどの)首相/(大学の)学長's favourite word. In Rachel Reeves's first 予算 speech, she said 'growth' 31 times - the 同等(の) of almost once every two minutes.

保険会社 Aviva has analysed its (人命などを)奪う,主張するs data and 設立する that a broken 脚 is the most ありふれた 傷害 on the slopes, with an 普通の/平均(する) 医療の cost of £6,165 to 扱う/治療する.

Wealth & Personal 財政/金融 査定する/(税金などを)課すs whether 投資 信用s are unvalued gems or 簡単に duds. And we ask the 専門家s where they 秘かに調査する 適切な時期s.

Married couples and civil partners can 相続する from each other 解放する/自由な of 相続物件 税金. But siblings who live together in old age are not afforded the same 保護.

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(v)提携させる(n)支部,加入者 links: If you take out a 製品 This is Money may earn a (売買)手数料,委託(する)/委員会/権限. These 取引,協定s are chosen by our 編集(者)の team, as we think they are 価値(がある) 最高潮の場面ing. This does not 影響する/感情 our 編集(者)の independence. *Chase: Cashback 利用できる for first year. Exceptions 適用する. 18+, UK 居住(者)s.

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Want growth? Look North and help boost pensions, says RUTH SUNDERLAND

As MP for 物陰/風下d West and Pudsey, Rachel Reeves should be 井戸/弁護士席 aware of how unevenly 繁栄 is spread and of the North's wasted 可能性のある. If people knew some of their 貯金 were 存在 channelled into, say, a 事業/計画(する) to 改善する the 地元の rail service or to 支援する start-ups creating 職業s in their area, it might encourage them to 支払う/賃金 in more and create a virtuous circle. 年金 providers could tell savers much more about where their money is going and 生成する a sense of excitement about 事業/計画(する)s around the country. Instead, their communications are 理解できない and tedious. They must try harder.

If the (ドイツなどの)首相/(大学の)学長 wants to keep older people in paid work, and 支払う/賃金ing 税金, she will be 押し進めるing at an open door.

Donald Trump's victory 勧めるd in a new にわか景気 for Bitcoin, the world's best-known cryptocurrency - and a 殺到する in the value of Dogecoin, a 'meme-coin', 予定 to its 関係 with Trump favourite Elon Musk.

These 10 new cars will cost £5,490 just to TAX next year...

As part of 政府's 成果/努力s to encourage drivers to go green, first-year VED (road 税金) costs for 石油 and ディーゼル cars will be 二塁打d from 1 April 2025.We take a look at 10 sporty and 賞与金 models that 直面する the biggest 告発(する),告訴(する)/料金 of almost £5,500.

This is Money takes a look at all of the 必須の things you should know about cutting 負かす/撃墜する your energy 法案.

EXCLUSIVE

The モーター 保険会社s' Bureau, which 支払う/賃金s out (人命などを)奪う,主張するs for 犠牲者s of uninsured driver and 引き逃げの 衝突,墜落s, has 解放(する)d 人物/姿/数字s showing where these 出来事/事件s occur most often.

JEFF PRESTRIDGE: Now 5,000 join High Court action over Woodford losses

Litigation specialist RGL 管理/経営 is 決定するd to 持つ/拘留する 投資 壇・綱領・公約 Hargreaves Lansdown to account for the part it played in the Woodford saga. RGL has told me more than 2,000 claimants have been 追加するd to the group (人命などを)奪う,主張する brought against the wealth 経営者/支配人 in October 2022 with the number of claimants now more than 5,000. RGL says the 活動/戦闘 is for the losses that 投資家s 支えるd as a result of the 壇・綱領・公約 recommending the Woodford 基金 - run by Woodford - 権利 up until the day of its 中断.

My partner and I split - should we keep our joint £300k mortgage? DAVID HOLLINGWORTH

We have a two-year 直す/買収する,八百長をするd 率 mortgage which comes to an end next June. Me and my partner separated but 持続するing the mortgage 支払い(額)s. We 支払う/賃金 fifty-fifty. We have £300,000 left on our mortgage and about 25 years. He still wants us to keep the mortgage together to get better 率s and think us changing anything will only 衝撃 our mortgage. What are my 選択s?

He whizzes past the house, wakes us up at all hours and recently, almost mowed 負かす/撃墜する me and my young children when we were leaving our 前線 door.

I had to abandon my family home with my children and now face a massive CGT bill

Unfortunately in 2011 I made the difficult 決定/判定勝ち(する) to move out of the family home 予定 to an ますます difficult and 緊張するd 関係 that was not 役立つ to a healthy 環境 for my two young children, and my ex-husband 拒絶する/低下するd to move out of the family home himself. I moved 地元で and proceeded to rent a flat for 11 years, putting a roof over all our 長,率いるs. I worked all hours to 確実にする I could 供給する a stable and 平和的な home for my children. My ex-husband continued to live in the family home, and I was misinformed about moving out and any 可能性のある 資本/首都 伸び(る)s 税金 危険.

Pub chains are serving great investment deals

Pubs 直面する a multi-million-続けざまに猛撃する blow from 雇用者s' 国家の 保険 増加するs and the higher 最小限 行う. These changes have 原因(となる)d a sharp 降下/家系 in the 株 prices of Wetherspoons, Marston's and Mitchell & Butlers, which are some of the 部門's big 名簿(に載せる)/表(にあげる)d 指名するs. But is this a 正当化するd reaction, 示すing that pubs can no longer be a warm and welcoming space for 投資家s? Or do the 株 price 落ちるs 現在の a chance to 支援する the pub companies that can 偉業/利用する the new more challenging 環境, although 利益(をあげる) 利ざやs are already thin and 消費者s 潜在的に 抵抗力のある to yet more price rises. After all, the more innovative players in the licensed 前提s game may be able to 掴む market 株 from competitors who buckle in the 直面する of the 付加 税金 重荷(を負わせる).

氷点の 税金-解放する/自由な 貯金 限界s in the 最新の 予算 means savers will 結局最後にはーなる 支払う/賃金ing £605million a year in extra 利益/興味 by 2029-30, によれば 公式の/役人 人物/姿/数字s.

Best public EV charging - these are the operators with the most reliable devices across

Some 3,700 EV drivers have had their say on which providers have the best 早い and ultra-早い 非難する 網状組織 in the UK in the 最新の 投票 by Zapmap. The 年次の 調査する was carried out during October and were asked to 得点する/非難する/20 the 操作者s they've used in the last 12 months based on reliability, 緩和する of use, 顧客 support, value for money and 支払い(額) 選択s. These are the 勝利者s.

It's paid off as the Grandland, produced with Vauxhall and its German sibling Opel badges, won Germany's prestigious Golden Steering Wheel award.

AA 運動ing School analysed 55m answers to theory 実験(する) questions on its 献身的な app to discover which ten have 提起する/ポーズをとるd the biggest problem for learners.

Mortgage rates below 4% disappear: Why are they going up as interest rates fall?

So far this week, seven high street 貸す人s have 増加するd their mortgage 率s. This may have come as a surprise to 世帯s with a mortgage -?特に given that the Bank of England 投票(する)d to 削減(する) the base 率 from 5 per cent to 4.75% last Thursday.

The 所有物/資産/財産 market continues to heat up, によれば the 最新の 調査する by the 王室の 会・原則 of 借り切る/憲章d Surveyors (Rics).

The 普通の/平均(する) cost of getting a building 職業 done at home has 殺到するd 19% to £12,634. However, 信用 in tradespeople remains mixed, and it's not good news for roofers.

AstraZeneca bets its future on US growth: Blow for Labour as drugs giant steps up

The move, under 長,指導者 (n)役員/(a)執行力のある Pascal Soriot, will be a 上げる for Donald Trump's 後継の 行政. But it will be seen as a 後退 for the 労働 政府, which is looking to 生命科学 会社/堅いs such as Astra to turbo-告発(する),告訴(する)/料金 growth in the UK. The US is already by far Astra's largest market, accounting for 44 per cent of 全世界の 歳入s.

英貨の/純銀の was 負かす/撃墜する by more than 2 per cent over the week as 仲買人s bet big on the dollar まっただ中に 期待s that a Donald Trump 大統領/総裁などの地位 would 運動 up US インフレーション.

The news will 取引,協定 the 政府 another blow as the economy flatlines and 貸す人s raise mortgage?costs - にもかかわらず 最近の 利益/興味 率 削減(する)s.

Whitbread 株 still languish below pre-pandemic levels and have fallen since Rachel Reeves' 予算. They should 回復する from here. Buy at £28.97 and 持つ/拘留する.

The 警告 from Brussels (機の)カム as it 予測(する) an acceleration of growth from a dismal 0.8 per cent this year to 2.3 per cent in 2025.

HMRC has a new reason to target bitcoin investors, says ANDREW OXLADE

It is ありそうもない Rachel Reeves was thinking about cryptocurrencies when she 増加するd 資本/首都 伸び(る)s 税金 in the 予算, but it's likely she is now. Donald Trump's 強くたたくing 選挙 victory in the US, and the 予期 of it, have 誘発するd a remarkable 殺到する in the price of the cryptocurrency.

I asked for my pension early as I have motor neurone disease - but Railpen has made me

I am 64 years old, and took 早期に 退職 six years ago 予定 to ill health. At first I didn't know what was making me so ill, but after several years of trying I received a diagnosis of モーター neurone 病気 in 2021. It is very important to me to 確実にする all of my 財政/金融s are in order before my 条件 悪化するs and I am unable to communicate 効果的に. I 暴露するd a forgotten defined 利益 年金 from when I was an 見習い工 in the 1970s - but I have been trying to (人命などを)奪う,主張する it for a long time and gotten nowhere.

First glimpse of Jaguar's make-or-break £100k electric car as British firm gears up for

The British 製造業者, which has stopped selling cars in the UK for 12 months, has 解放(する)d images of the 殴打/砲列-力/強力にするd model it hopes will spearhead its EV rebrand. Pictures show a ひどく 偽装するd 原型 of its make-or-break electric car 予定 to be 解放(する)d in 2026 as it 乗る,着手するs on the first 段階 of a 最高の,を越す secret 全世界の 実験(する)ing programme that will run for months. The four-door grand tourer will be one of three new 賞与金 EV models it has 約束d, with prices to start from just under £100,000.

Sadiq 旅宿泊所 planned to 告発(する),告訴(する)/料金 drivers £2 per mile to 運動 in central London, 漏れるd 提案s show. The 'Next 世代 非難する' 計画/陰謀 would have come in in 2026.

Ford has already 減ずるd 生産/産物 of its two brand new EVs, the Explorer and the Capri, 予定 to low 需要・要求する. 生産/産物 at the Cologne 工場/植物 will stop for three weeks.

Trading cards have become big business says LEE BOYCE - here's why...

At the 週末, the Essex Card Show 明らかにする/漏らすd just how frenzied and big the 貿易(する)ing card 産業 has become. From Pokemon to sports cards, 買い手s have were in a frenzy to 選ぶ up 宗教上の Grail cards 価値(がある) thousands of 続けざまに猛撃するs.

The 普通の/平均(する) cost of a 火葬 含むing a service has risen 6.1 per cent to £4,431 this year, the L&G 熟考する/考慮する 設立する.

I'm 41, if I died would my children now face inheritance tax on my pension?

In our wills we leave everything to each other if one of us dies and in the terrible シナリオ where we both died, we would leave everything to the children. As it stood before the 予算, they would have been able to have the house, our 貯金 and 年金s without losing any money to 相続物件 税金. Would our children now lose 40 per cent of our 年金s to 相続物件 税金?

I want to give my home to my family: Can I rent it back from them to avoid an inheritance

I would like to 移転 所有権 of my three-bedroom house, which is 現在/一般に 価値(がある) だいたい £550,000 to my 甥 and nieces (in equal 割合s) to 利益 from the seven year 支配する and 避ける 相続物件 税金. I would need however to rent out three rooms and live in one room myself to afford the rent. Would this mean that I am still 利益ing from the house such that it would still be a 'gift with 保留(地)/予約' for 相続物件 税金 目的s?

My husband died before the age of 75 and I 相続するd his Sipp. Will I still be 許すd to draw on it 税金 解放する/自由な from April 2027?財政上の planner Michelle Holgate replies.

How a petrolhead postman took on the car loan giants and won - and now you could claw back

Postman Andrew Wrench (pictured) is the 勇敢な 顧客 who took on 貸す人s that '内密に' 支払う/賃金 (売買)手数料,委託(する)/委員会/権限 to car salesman to flog their 貸付金s - and won. His fight for 司法(官) has resulted in a 法廷,裁判所 of 控訴,上告 決定/判定勝ち(する) that's sending shock waves through the 産業 and may cost banks £13bn as they 支払う/賃金 補償(金) for hidden (売買)手数料,委託(する)/委員会/権限 taken from seven million 運転者s since 2007.

The UK is moving に向かって 'roadwork gridlock'. A new 96-mile 転換 has 怒り/怒るd 地元のs and MPs. So just how bad are the 記録,記録的な/記録する worst roadwork 転換s?

Jaguar has 中止するd selling all 石油 and ディーゼル models for the first time since WW2 as it 終結させるs its 102-year 関係 with the 内部の 燃焼 engine.

Five major banks hike fixed rate mortgages: Why are costs RISING after the Bank of England

The 引き上げ(る)s will be a 関心 for mortgage borrowers on 直す/買収する,八百長をするd 率 取引,協定s who need to 新たにする in the next year. The Bank of England said in its November 通貨の 政策 報告(する)/憶測 that about 800,000 直す/買収する,八百長をするd 率 mortgages 現在/一般に on 率s of 3 per cent or いっそう少なく will come up for 再開 per year until the end of 2027.

EXCLUSIVE

Starling Bank will 開始する,打ち上げる an 平易な-接近 account 支払う/賃金ing 4% at the end of November, This is Money can 明らかにする/漏らす.

NatWest has become the 最新の bank to 引き上げ(る)?mortgage 率s, the sixth major 貸す人 this week to 発表する 直す/買収する,八百長をするd home 貸付金 prices are going up.

Cashing out crypto gains? Beware the CGT trap as taxman cracks down on bitcoin boom

One 専門家 says that many 投資家s will not be aware that selling crypto may need to be delcated to HMRC. The taxman recently 開始する,打ち上げるd a 厳重取締 on crypto 資産 税金 回避 and is able to 跡をつける crypto 処理/取引s through data-株ing 協定s and the international Crypto 資産 報告(する)/憶測ing 枠組み.

I do not have a TV licence, as I only watch Netflix and アマゾン. However, I've heard I will now need to buy a licence. Is this true? DEAN DUNHAM gives his 返答...

買い手s are in a 急ぐ to 購入(する) before their stamp 義務 法案s rise from 1 April next year, making chain-解放する/自由な homes an attractive proposition.

I suffered a cardiac arrest at work but my insurer won't hand over my £50,000 payout:

I 苦しむd a cardiac 逮捕(する) at work in February. Thankfully, my heart was 再開するd by paramedics with CPR and a defibrillator. I was in a 昏睡 for two days and in a 批判的な care 部隊 for six days. I spent three weeks in hospital and had an implantable cardioverter defibrillator - a type of pacemaker - 挿入するd in my chest. I will have to take 医薬 for the 残り/休憩(する) of my life and 減ずる my workload. I went to (人命などを)奪う,主張する on the LV= 批判的な illness 政策 I've been 支払う/賃金ing for since 2011 but was told cardiac 逮捕(する) was not covered and I would not get the £50,000 payout I 推定する/予想するd. This is so 不正な. Please help.

This is Money is throwing the スポットライト on three 田舎の 陰謀(を企てる)s going up for auction 経由で Savills on 19 November. All have 捕らえる、獲得するs of 可能性のある, but will 要求する a serious かかわり合い.

Should we get employers to split pension contributions 50/50 between couples? Steve Webb

There must be a simple way to 分裂(する) 年金 出資/貢献s between partners. For example you could 簡単に make 雇用者s create two マリファナs one for each partner and then 支払う/賃金 half of all 出資/貢献s to each マリファナ. Sure there is a bit more admin and it creates more マリファナs but at least it 演説(する)/住所s the 不平等 between usually men and women. For example, my 年金 is four times that of my wife's マリファナ.

The team discuss that US 選挙 result and 利益/興味 率 削減(する)s in the first half and then celebrate the tenth 周年記念日 of the This is Money podcast in the second.

Donald Trump has 公約するd to make America 広大な/多数の/重要な again and, によれば 世論調査員s, more than 60 per cent of 投票者s believe that means a stronger economy.

One-bedroom townhouse moments from Trafalgar Square on sale for £10m

A one-bedroom townhouse moments from Trafalgar Square in London is on sale for £10million. 位置を示すd on Craven Street, the Grade II-名簿(に載せる)/表(にあげる)d house (期間が)わたるs seven 床に打ち倒すs and 申し込む/申し出s 見込みのある 買い手s period features 同様に as 同時代の finishings. At 現在の, the 所有物/資産/財産 has a slew of different 歓迎会 rooms, but it has the 可能性のある to become a six-bedroom 所有物/資産/財産, 広い地所 機関 Dexters said.

Best stocks & shares Isas: Pick the right investment account

Choosing the 権利 DIY 壇・綱領・公約 is 決定的な but a wealth of choice and a variety of 告発(する),告訴(する)/料金s can leave 投資家s scratching their 長,率いるs. We 選ぶ some of the best. We 選ぶ some of the best. We also 最高潮の場面 why 投資するing in an Isa makes sense, as it should 保護する your hopefully growing 投資s from 税金 forever.

直す/買収する,八百長をするd mortgage 率s are continuing to 落ちる 支援する from their summer 頂点(に達する), with a number of 直す/買収する,八百長をするd 率s 取引,協定s now いっそう少なく than 5 per cent.

If you are planning on 投資するing, or just want to know more, we tell you the 10 必須の things to consider for a successful buy-to-let 投資

We 選ぶ our five favourite cash Isas for savers. This is 必須の reading to help you choose a 最高の,を越す 貯金 account for your money that can also 保護する you from 税金.

We asked 信用d 専門家s to recommend the best 基金s that cover different 投資 部門s - and 含むd This is Money's 選択 of active and passive 選択s too.

賞与金 社債s 勝利者s

Prize Area Value of 社債
£1,000,000 Warwickshire £25
£1,000,000 Cornwall £15,000
£100,000 Essex £100
£100,000 Cheshire East £13,000
£100,000 Oxfordshire £25,000
£100,000 Inner London £5,000
£100,000 Outer London £50,000
£100,000 Avon £25,000
More November 2024 勝利者s
見解(をとる) 名簿(に載せる)/表(にあげる) of November 2024 勝利者s
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Bulgarian Lev 2.181 Buy Now
Canadian Dollar 1.736 Buy Now
Chinese Yuan 8.699 Buy Now
Croatian Kuna 8.293 Buy Now
Czech Koruna 29.38 Buy Now
Danish Krone 8.629 Buy Now
Hong Kong Dollar 9.774 Buy Now
Hungarian Forint 465.5 Buy Now
Icelandic Kr??na 164.3 Buy Now
Indian Rupee 87.48 Buy Now
Indonesian Rupiah 15659.0 Buy Now
Israeli New Shekel 4.177 Buy Now
Jamaican Dollar 147.8 Buy Now
Japanese Yen 189.3 Buy Now
Jordanian Dinar 0.778 Buy Now
Kenyan Shilling 135.1 Buy Now
Malaysian Ringgit 5.294 Buy Now
Mexican Peso 26.68 Buy Now
New Taiwan Dollar 35.76 Buy Now
New Turkish Lire 42.04 Buy Now
New Zealand Dollar 1.847 Buy Now
Norwegian Krone 13.85 Buy Now
ポーランドの(人) Zloty 4.998 Buy Now
Romanian New Leu 5.434 Buy Now
ロシアの ルーブル 75.14 Buy Now
Singapore Dollar 1.653 Buy Now
South African ランド 22.31 Buy Now
South Korean Won 1549.0 Buy Now
英貨の/純銀の 1.0 Buy Now
Swedish Krona 13.28 Buy Now
スイスの フラン 1.087 Buy Now
Thai Baht 41.38 Buy Now
UAE Dirham 4.622 Buy Now
Vietnamese Dong 27664.0 Buy Now
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