We want to downsize after 23 years - how can we find the 権利 place? 所有物／資産／財産 専門家 Tayo Oguntonade helps
広告 Feature by Skipton Building Society
Life is punctuated by some big 財政上の 決定／判定勝ち（する）s, and few are more important than buying a home.
購入（する）ing a 所有物／資産／財産 isn't only a?major 財政上の 処理／取引 - it also 伴う／関わるs some intensely personal choices 知らせるd by your unique 状況／情勢 and goals.
With lots of things to think about it's no surprise the 過程 can feel daunting and leave you looking for 専門家 help.
New Channel 4?YouTube series Make Your Move?sees 所有物／資産／財産 guru Tayo Oguntonade 会合，会う real life couples 直面するing big 財政上の 決定／判定勝ち（する）s of their own.
They 含む music charity 労働者s Sarah and Andy ? who are looking at upsizing to a forever home with space for their three children - and Leon, 65, and 夜明け, 59, who want to downsize and go mortgage-解放する／自由な after their son moves out.
Tayo 会合，会うs?Leon and 夜明け, who want to downsize their family home of 23 years
Celebrity 所有物／資産／財産 guru?Tayo Oguntonade quizzes upsizers Sarah and Andy about their 財政／金融s ahead of the 購入（する）
In the series, we watch Tayo team up with the friendly 専門家s at Skipton Building Society to work out what each couple hope to 達成する before trying to turn their dreams into reality.
After quizzing each couple about their 財政上の 状況／情勢, Tayo surprises them by 明らかにする／漏らすing he's 設立する an example of a home that 会合，会うs all their 必要物／必要条件s, which would be within their 予算 if it was on the market.
And not only that - they can also stay there for a whole 24 hours to work out if a house like this would be a good fit.
We want to downsize?
Leon and 夜明け are in the opposite 状況／情勢 of wanting to downsize from the four-bedroom family home in Maidstone where they have spent 23 happy years.?
'吊りくさび leaving home means that 夜明け and I will be left alone in a reasonably sized house,' Leon says.
'Downsizing would mean having a smaller mortgage or 非，不，無 at all, 同様に as 減ずるd living costs.'
Yet, Leon 追加するs, they are worried about some of the downsides to moving somewhere smaller.
'We'll have to 減ずる the 量 of stuff that we have and may lose a 献身的な office space.?
'We'd also 行方不明になる having people to stay without having to consider whether we have enough room.'
On the other 手渡す, 夜明け is 関心d about 確実にするing any home they buy is 'futureproof', 説: 'I'd like to be nearer to amenities in 準備完了 for old age, so we don't have to move again.'?
We want a forever home?
Sarah and Andy, who have been married for eight years and live in Leicester, believe they have outgrown their 現在の house.
'We'd like mor e room and a separate workspace or office now we are both working from home,' says Sarah.
If they buy a new home rather than 延長するing their 現在の 所有物／資産／財産, Andy says it would need to have a garden and be in 'an area we like'.?
The couple arrive at a house Tayo has 設立する for them?in north Leicester
In another episode, Tayo 会合，会うs?Leon and 夜明け, who want to downsize after their son leaves
They spend?24 hours in a two-bedroom seaside house 近づく Whitstable
What the couples need to consider
Tayo gives both couples a 質問（する） to understand more about their 財政上の 状況／情勢, before using his 産業 knowledge to run them through some 可能性のある next steps.
He explains to Sarah and Andy how much they can 推定する／予想する to be able to borrow to buy a bigger house for their growing family.?
And with Leon and 夜明け, he looks at how much 公正，普通株主権 they could 解放（する） from their 現在の home by downsizing.
Tayo also goes into what 肉親，親類d of 所有物／資産／財産 they could afford without taking on another mortgage.
Taking a new home for a 実験（する） 運動?
Tayo then 発表するs to both couples that he's 設立する a 所有物／資産／財産 that he thinks is just 権利 for them.
For upsizers Sarah and Andy, this is an eight-bedroom house in north Leicester with a large garden.
解任するing the stay, Sarah says:?'We thought about what it would be like to have so much space and the difference it could make to our home life.?
'The kids were impressed with the size ? and the garden.'
一方／合間, downsizers Leon and 夜明け spend 24 hours in a two-bedroom seaside house 近づく Whitstable.
'During the evening, once the 乗組員 had left, we lit the 解雇する／砲火／射撃 and watched TV, discussing the プロの／賛成のs and 反対／詐欺s of the house,' says Leon.
'In the morning, we got up and sat and looked at the 見解（をとる） for a while and then got ready and made breakfast.'
During the series, Tayo gives the couples an extra helping 手渡す by 調書をとる／予約するing them 任命s with 専門家s at Skipton Building Society. Here, Sarah and Andy 雑談（する） with?貯金 Specialist Andy Messenger
Getting 専門家 help
During the series, Tayo gives the couples an extra helping 手渡す by 調書をとる／予約するing them 任命s with 専門家 財政上の 助言者s at Skipton Building Society.
Sarah and Andy 手配中の，お尋ね者 to 調査する some of the 選択s for saving money for their kids so have a 雑談（する） with 貯金 Specialist Andy Messenger, who explains the importance of 定期的に saving small 量s to harness the 力／強力にする of 構内／化合物 利益／興味.
Sarah calls the 開会／開廷／会期 'useful' and says they will now be prioritising saving to be able to send their children to university.?
Leon and 夜明け speak to 上級の 財政上の 助言者?Ammad Jawaid about their 年金s and some of the ways they could make use of?相続物件 税金 allowances.
Tayo says he enjoyed getting to know the couples so he could 申し込む／申し出 them support and 指導／手引.?
'With Sarah and Andy, we （機の）カム to some 決定／判定勝ち（する）s about whether they 手配中の，お尋ね者 to borrow more and 正確に／まさに what they 手配中の，お尋ね者 from their new home,' he says.
Leon and 夜明け speak to 上級の 財政上の 助言者 Ammad Jawaid about their 年金s and some of the ways they could make use of 相続物件 税金 allowances
'If you don't know that, you'll find you're going on lots of viewings ? knowing that （警察などへの）密告，告訴（状） makes you much more レーザー 焦点（を合わせる）d.
'Then with Leon and 夜明け, we discussed ways to work out how much space they needed in their new home and how they could make it futureproof.'?
It's （疑いを）晴らす both couples benefitted from the 指導／手引 供給するd by Tayo and the 専門家s at Skipton Building Society.?
But that leaves one 重要な question - what did they decide to do once the 24 hours were up?
Watch both episodes of Make Your Move now at Skipton.co.uk/make-your-move to find out!?
