DWP told me I can't 相続する 明言する／公表する 年金 because my late husband died too young - is that true?
- What does the DWP say? Scroll 負かす／撃墜する to read its 返答
明言する／公表する 年金: DWP told me I cannot 相続する from my late husband because he died before he started receiving it
I have been a 未亡人 since 2008, when my husband passed away. He was in his late 50s and not （人命などを）奪う，主張するing his 明言する／公表する 年金.
Whilst working he paid 十分な 出資／貢献s 経由で salary from age 16 until he retired 予定 to his illness.
He served in the 軍の then in a 非軍事の 職業.
I worked until our marriage, when my 軍の career ended and I was a 軍の wife. Then I also took a 非軍事の 職業, and retired when my husband was 診断するd and hospitalised. We both also had 私的な 年金s.
After my husband's death I 接触するd the 地元の 職業 Centre to ask about my 年金 出資／貢献 and if I was 要求するd to …に出席する work to 増加する my 出資／貢献s, as I was not 適格の for my 明言する／公表する 年金 until age 60.
I was 知らせるd to request a 引用する from the DWP which I did. I was also 知らせるd by the 職業 Centre that I would not receive any 年金 at all from my husband's 出資／貢献s.
I received a 引用する from the DWP with only my 出資／貢献s. As a result I did then take on 機関 work for だいたい four years, again 支払う／賃金ing 出資／貢献s.
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I then 適用するd for my 明言する／公表する 年金 online and was 知らせるd that I did not qualify for a 年金 until I was 62.
Two years later I 適用するd online again for my 年金, and followed this up with a telephone call regarding my 年金. I was 知らせるd that I would only qualify for my 年金 based on my 出資／貢献s.
I queried this and was then put through to a 未亡人s' 年金 助言者, who 明らかにするd that as my husband had not （人命などを）奪う，主張するd his 年金 but had passed away before he could make the （人命などを）奪う，主張する I could not （人命などを）奪う，主張する any of his 出資／貢献s.
I believe that I have only received my 明言する／公表する 年金 based on my 出資／貢献s, which cannot be 権利. Could you please 調査／捜査する my （人命などを）奪う，主張する to 明らかにする that this is all 訂正する.
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Steve Webb replies: に引き続いて our 最近の story about 未亡人s and widowers 潜在的に 行方不明の out on 相続するd 明言する／公表する 年金, we have received a deluge of messages from readers telling their stories.
Unfortunately, many of them, like yourself, have been given incorrect （警察などへの）密告，告訴（状） on the phone by Department for Work and 年金s staff.
So in this week's column, I will start by 申し込む／申し出ing some 'myth busters' covering things which people are 存在 told on the phone which 簡単に are not true, before moving on to your 明確な／細部 状況／情勢.
MYTH 1: 'You cannot 相続する because your late spouse didn't reach 年金 age'
Although you were told this by a specialist 助言者, this is 簡単に untrue.
If your late spouse sadly didn't reach 年金 age they will still have made 国家の 保険 出資／貢献s and those 出資／貢献s may 生成する a 年金 which in part can be 相続するd.
MYTH 2: 'You have to wait until your loved one would have reached 年金 age'
This is also untrue. 供給するd that you are over 年金 age yourself, you don't have to wait until your late spouse would have reached 年金 age before you can 相続する.
MYTH 3: 'You cannot 相続する if you are on the new 明言する／公表する 年金'
Whilst it is true that the 支配するs on 相続物件 are tighter under the new 明言する／公表する 年金 system than under the pre-2016 system, it is still possible to get an 相続するd 最高の，を越す-up to your new 明言する／公表する 年金.
The two main 事例／患者s where this can happen are:
- If your late spouse died before 6 April 2016 or reached 年金 age before that date, you can 相続する at least 50 per cent of any '付加' 明言する／公表する 年金 they built up;
- If your late spouse reached 年金 age after 5 April 2016 and died after that date, you can still 相続する if they had built up a 特に large 明言する／公表する 年金 by 2016; this extra 量 is called a '保護するd 支払い（額）'.
MYTH 4: 'You cannot 相続する if you don't qualify for a 年金 in your own 権利'
Again, not true. The 事例／患者 熟考する／考慮する featured in our 最近の story was of a lady who didn't have enough UK 出資／貢献s to get a 年金 in her own 権利, but who had been wrongly 否定するd the 相続するd 明言する／公表する 年金 she was 予定.
It turned out she should have been receiving more than £2,000 per year ? all of it 相続するd 年金.
Are you する権利を与えるd to 相続する 明言する／公表する 年金 from your late husband?
Turning now to your 事例／患者, as explained above, the fact that your late husband sadly died before reaching 年金 age does not stop you 存在 潜在的に する権利を与えるd to 相続する from him.
As you both come (or （機の）カム) under the old 明言する／公表する 年金, there are several ways in which your late husband's 出資／貢献s can 利益 you:
- If you would not さもなければ have a 十分な (100 per cent) basic 明言する／公表する 年金, your late husband's 出資／貢献s can be used to bring you up to the 十分な 人物／姿／数字, 現在／一般に £169.50 per week;
- If your late husband built up any r ights under the '卒業生（する）d 退職 利益' 計画／陰謀 (which ran between 1961 and 1975) you can 相続する 50 per cent of this;
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- I'm worried that means-実験（する）d 年金s might come in before I retire - how likely is it?
- If your late husband built up any 権利s to '付加 明言する／公表する 年金' (known as Serps or 明言する／公表する Second 年金) you can 相続する 50 per cent of this.
It seems to me that there are three 可能性s here.
1. You are 現実に getting an 相続するd 量 (にもかかわらず what you were told) but this is not （疑いを）晴らす to you.
This is because when you receive your 年金 （警察などへの）密告，告訴（状） the DWP often doesn't 分かれて identify which part comes from your late husband's 出資／貢献s.
2. You are theoretically する権利を与えるd to 相続する, but that 現実に your late husband didn't have any '付加' 明言する／公表する 年金 for you to 相続する.
This could be, for example, that during his 軍の service he was in the '契約d out' 武装した 軍隊s 年金 計画／陰謀, and he built up 権利s in that 計画／陰謀 instead of in the 明言する／公表する 計画／陰謀.
Even in this 事例／患者, it's possible for people with low and 穏健な 収入s in 契約d out 計画／陰謀s to build up 付加 明言する／公表する 年金 from 2002 onwards, so it is 価値（がある） checking.
3. There is an error and you have 行方不明になるd out.
I will ask you for sight of the paperwork that you have and we will have a look to see if things seem to be in order or not.
For anyone wondering what entitlement they might have to 相続するd 明言する／公表する 年金, the 道具 which LCP has 用意が出来ている to help answer this question can be 設立する here: 相続するd 明言する／公表する 年金 for 未亡人s and widowers.
What does the DWP say?
?'We want to 確実にする pensioners re ceive all the support to which they are する権利を与えるd and have a 道具 to help them understand what 明言する／公表する 年金 they can 相続する,' says a DWP spokesperson.
'延期するs can occur to a 顧客's 明言する／公表する 年金 award when not all the （警察などへの）密告，告訴（状） we need is 供給するd. In these 事例／患者s, we will make a 明言する／公表する 年金 award based on the 顧客's own 国家の 保険 記録，記録的な／記録する until we have the 要求するd （警察などへの）密告，告訴（状）.
'Once we have the necessary documentation, we will then 改訂する the 顧客's （人命などを）奪う，主張する as soon as possible.'
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